Enterprise-grade, AI coworkers for fraud, financial crimes and compliance teams.

Accelerate investigations with intelligent AI agents that gather evidence, identify threats, and recommend action.

Built by AI and fraud experts from
DoorDash
Unit21
LinkedIn
MIT
IIT Hyderabad
UCLA
DE Shaw
Cruise
Rubrik
Y Combinator

A Command Center for Fraud & Risk Teams

Why Socratix

AI that understands, executes and learns.
Just like people

Fraud is dynamic. Socratix agents adapt in real time — gathering evidence, weighing risk and recommending the next step. Your notes become account memory the agent reasons with.

Gather
Assess
Recommend
Learn
Socratix agent
Running
new case · mobile deposit $4,850.00 · account 447291
Pulled 30-day deposit history, the device fingerprint and the check image.
Check image OCRDevice historyDeposit velocity
Risk assessed
High0.87
Rationale
3rd mobile deposit in 48h — 6× the account baseline
Issuer routing matches two previously returned items
Deposit device first seen 26 hours ago
Recommended: hold deposit pending review.
Hold depositRelease funds
Analyst · J. Chen
Member's employer switched payroll to paper checks — expect similar deposits monthly.
JC
Noted — added to account memory for 447291.
Account memory updatedVelocity baseline adjusted

Use cases

Fewer losses. Cleaner exams.

Socratix agents work the fraud queue and the compliance calendar for community banks and credit unions — every finding routed to your team for the decision.

Fraud

Worked before funds leave the institution.

Check fraudMobile depositsACH fraudWire fraudAccount takeoverCard disputes
Financial crime

From first alert to filing-ready SAR.

SAR filingsTransaction monitoringOFAC screeningElder financial abuseMoney mules
Compliance

Exam-ready by default, findings documented.

HMDA data integrityCRA reviewsLoan document analysisAccount reviews

Benefits

Benefits that redefine fraud detection

Operate more efficiently

Full coverage, around the clock — every alert investigated and actioned.

Improve customer experience

ACH, checks and onboarding move again — false positives stop blocking good customers.

Scale without engineering

Stack transaction, account and compliance agents on the platform — no code.

Understand your members and customers

Notes, alerts, transactions and past decisions sit scattered across your systems.

Integrations

Works with What
You Already Use

FICO
NICE Actimize
jack henry™
Verafin
Socure
LexisNexis
Riskified
Fiserv
Fingerprint
Sift
Alloy
Persona
ENSENTA
Unit21
Sardine
Stripe
Salesforce
Zendesk
Emailage
and more…

Blog

Latest News & Insights

CASE STUDYMar 2026

How Super.com Reduced Manual Account Reviews at Scale with Socratix AI

Super.com scaled account reviews by 20x by replacing manual reviews with AI-powered decisioning.

Read more
CASE STUDYJan 2026

How AtoB Delivered Instant Credit Decisions with Socratix AI

Learn how AtoB transformed 100+ hours of monthly underwriting work into instant, expert-level credit limit decisions.

Read more
PRESS RELEASEJan 2026

Socratix AI Joins ICBA ThinkTECH Accelerator

Socratix AI selected for the ICBA ThinkTECH Accelerator's 10th cohort, driving innovation for community banks.

Read on ICBA
NEWSOct 28, 2025

Pear VC Backs Socratix AI: Building Autonomous AI Coworkers for Fraud and Risk Teams

Pear VC leads Socratix AI's seed round to build AI coworkers that help fraud analysts cut investigations from hours to minutes.

Read on Pear VC
PRESS RELEASEOct 28, 2025

Socratix AI Raises $4.1M to Empower Fraud Fighters with AI

Socratix AI announces $4.1M seed funding led by Pear VC to build autonomous AI coworkers for fraud and risk teams.

Read more

Ready to See What Socratix Can Do?

Fraud is dynamic. You need systems that adapt, learn, and act in real time. Our agents do more than automate workflows - they make intelligent decisions.